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Near Instant Approvals – 24 Hour Business Funding

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BUSINESS LOANS

$4,000 – $1,000,000

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EASY APPLICATION,

NO OBLIGATION

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COMMITTED TO

HELPING YOU GROW

Unsecured business loans

What is an unsecured business loan?

An unsecured business loan is a financial transaction where the borrower receives funds without giving up any assets. Traditional lenders require business owners to pledge collateral against their business loan, but for some businesses, this can be difficult or impossible.

Unsecured loans mean that if you suddenly cannot make payments on your unsecured loan then there is nothing that they will take from you besides what it took to get into debt in the first place.

The benefits of getting an unsecured business loan

Unsecured business loans are beneficial to small businesses because they allow entrepreneurs who cannot provide the collateral the opportunity for small business financing. The interest rates of these types of loans tend to be higher than those with secured assets, but it gives a chance for cash flow that will help grow the company and decrease the risk involved in borrowing money from family or friends.

Fast approval:

Unsecured business loans have a faster approval process than other forms of financing because they do not require collateral. Approval can happen within 24 hours, whereas secured and SBA-backed loans take a month or longer to be approved.

Consideration of your request regardless of your credit:

There are several advantages to applying for an unsecured business loan. Some of which include the fact that lenders consider your request regardless of credit and are based more upon the financial strength of your business, which makes getting business loans for bad credit a viable option.

A quick application process:

Business owners might consider applying for an unsecured business loan if they need a quick infusion of cash, as the application process is not confusing, straightforward, and built for speed.

Fast access to business funding:

Unsecured business loans are easier to obtain than secured loans and offer a faster funding process. In most cases, business funding happens within 24 hours, which can be beneficial for cash-strapped businesses in urgent need of money.

No Collateral:

Unsecured business loans are better for healthy businesses because they can access the capital, they need to grow without having to put up collateral.

Unsecured Small Business Financing Needs

It is often hard for small business owners to find business capital to hire more staff, expand, upgrade the equipment and software, or consolidate debt. Capital for Business provides the necessary support to those who form the backbone of the U.S. economy by offering short term loans and long-term loans with flexible terms and rates. 

Capital for Business makes it easy to qualify for any type of unsecured business loan, whether it be an SBA loan, business line of credit, invoice factoring, working capital loans, equipment financing, or a merchant cash advance.

What is the Best unsecured Business Loan for Your Small Business?

Whether you are expanding your business, investing in marketing, or advertising, or managing cash flow, it is hard to grow without the right kind of small business financing.

Business Line of Credit

A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds repeatedly. Having a business line of credit provides you with extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly

  • Receive up to $250k with a business line of credit
  • Business lines of credit rates as low as 6% 
  • Only pay interest on funds drawn
  • Credit is available when needed
  • Nearly every industry-accepted
  • Apply for loans online and link your business information securely

Small Business Loan

A small business loan from our marketplace of 100+ alternative lenders will enable you to get the capital you need for your business growth. Our high approval rates mean that we say ‘Yes’ when banks say no. Our lending process which takes less than 5 minutes will not affect your fico score and we boast a 24-hour loan approval.

  • Get up to $500k in business funding within 24 hours
  • Factor rates start at 1.15 and interest rates as low as 9.99%
  • Easy business loan application process
  • Flexible financing terms
  • No collateral needed

Working Capital Loan

Working Capital can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short term funding, the required documentation is limited, and perfect credit is not needed. Nearly every industry can get a working capital loan.

Working capital loans are perfect for business owners who need short term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue or the need to boost inventory.

  • Receive up to $500k in working capital
  • Factor rates as low as 1.15
  • Easy business loan application process
  • Flexible loan repayment
  • 6 to a 24-month loan term

Business Loans for Bad Credit

we have business loans for bad credit options for business owners with poor credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.

  • 90% approval rates with business loans for bad credit
  • hassle-free application process
  • All credit scores are considered

Merchant Cash Advance

A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.

  • Receive up to $500k with a merchant cash advance
  • Factor rates as low as 1.15
  • Access to business funding in as little as 24 hours
  • All credit scores are considered
  • Qualify for 85-250% of your monthly credit card sales
  • Repayment based on daily credit card revenue and gross bank deposits

Equipment Financing

Are you in the need of new business equipment but do not have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is incredibly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need.

Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.

Online business loans

Businesses can quickly apply for and receive short term loans by doing everything online. Business owners can access their funds within minutes, after receiving approval from the lender through a simple application process.

Online business loans make it easy for companies of all sizes to get funding when they need it most because almost everything is done electronically – including applications, approvals, and wire transfers that send money into your account immediately following an approved business loan offer.

Invoice Factoring 

At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.

  • Competitive receivable financing rates with same day decisions
  • Improve Cash Flow Without Incurring Debt
  • Factoring Outstanding Receivables up to $2.5 MM

Why should you apply for our unsecured business loans?

Capital for Business has been serving small businesses for over 15 years and knows what the entrepreneurs value the most. That is why we offer:

  • favorable approval rates.
  • we offer microloans for small businesses
  • we offer bad or poor credit business loans
  • custom-tailored service with a dedicated loan specialist.
  • reasonable eligibility requirements.
  • flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis.
  • hassle-free application process.
  • same-day approval.

Capital for Business is your reliable small business loan marketplace

Are you looking for ways to get small business financing? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada. For more than 15 years, we have been helping small businesses grow and develop their companies.

Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.

Take advantage of our small business loans and bridge your capital shortfall. We are committed to helping you get the business funding you deserve, no matter what!

  • Automotive Repair Shops Financing
  • Commercial Trucks & Trailers Financing
  • Commercial Vehicles Financing
  • Computer Equipment Financing
  • Construction & Contractor Equipment Financing
  • Dental Equipment Financing
  • Farm Equipment Financing
  • Fleet Vehicles Financing
  • Gym Equipment Financing
  • Heavy Construction Equipment Financing
  • Landscaping Equipment Financing
  • Manufacturing Equipment Financing
  • Medical Equipment Financing
  • Office Equipment Financing
  • Printers & Printing Equipment Financing
  • Servers & IT Equipment Financing

How to get an unsecured business loan

OUR FAST UNSECURED BUSINESS LOAN APPLICATION PROCESS

Get business funding in as little as 24 hours

In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!

small business loan application

Apply in minutes

Complete a single small business loan application. It takes less than 5 minutes.

Quick business loansGet approved
in hours

The best small business financing options tailored to your business needs.

Fast business loansReceive funds in as
little as one day!

Capital for Business makes your small business financing experience fast, simple, and affordable.

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    They advocated so brilliantly for my account and are a huge reason for my renewed success with Capital For Business.
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    Jonathan N. Craig

    a trusted partner when your business does not work properly.
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    Geoffrey E. Avila

    If you have business problems you have to be part of your recovery plan.
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    Debra R. Daley

    They helped me with a business loan and now we’re thriving 🙂 thank you!
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    Edson Romero

    Quite a pleasureable experience!
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    Lisa B. McClean

    I had a really great experience getting funding for my business through Capital for business . Would highly recommend it.
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    Aaron S. Devlin

    this review wants to be of benefit to those who have trouble with their business and to trust their services.
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    Lillie Martinez

    Your staff and business associates were professional and efficient. I was treated with respect and they took the time to understand my business needs.
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    Trammy R. Young

    Jeff is absolutely the best. We are a small company and have been in business for less than 2 years. We reached out because we needed capital to give
    us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
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    Smaat Money

    I do truly recommend them. I enjoyed working with them, easy to talk too and they explain all the process for what you need.
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    Cory Z. Sciortino

    It's such a professional company. I enjoyed the collaboration we had
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    Florence B. West

    Great experience. Great customers services. Great over all.
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    Harold M. Joseph

    I am really satisfied. Very helpful!
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    Maria Kincer

    They were recommended by a co-worker. I am pleased by the services and taking his advice.
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    A Google User

    I am really happy with Capital for Business services. Great ethics.
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    Angela Nagy

    They give their best to give your perfect solution. Fast, easy and without a lot of papers involved.
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    Charles V. Fraizer

    The thing that impressed me the most is that they try to find the best solution for you and they explain it to you step by step.
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    Benjamin G. Blast

    perfect for small business. They are trustworthy.
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    Carol T. Moir

    I thank them so much! Their customer service is impeccable.
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    Edwin C. Sims

    I recommend them. They are the best!
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    George L. Dodson

    I just started a new business and this company helped me sooooo much!
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    Roxanne J. Chambell

    Their loan saved my business. Thank you so much!
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    Marlene A. Esposito

    The greatest help for the small businesses community.
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    Michele R. Carrigan

    The thing I appreciate most about this company is that it's moral and client oriented.
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    James H. Fauver

    They were recommended by a close friend. Reliable company 100%
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    Bettie Nelson

    I do recommend this company! It is worthy!
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    Werner D. Seely

    Such great experience! I encourage everyone to come to Capital for Business!
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    Raymond S. McDermott

    Capital for Business was a recommendation and now I recommend them too!
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    Marjorie Fitch

    awesome place for small loans
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    Jamie M. Deming

    They were recommended by a close friend. Reliable company 100%
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    Bettie Nelson

    Very helpful, even helping me after hours with questions and help. I highly recommend them!
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    Mark G

    Half a year ago our business was falling into a pit but thanks to the loan from Capital for Business we are on track again.
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    Carmella A. McGregor

    Jeff is absolutely the best. We are a small company and have been in business for less than 2 years. We reached out because we needed capital to give
    us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
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    Hamili Milligan

    Awesome to work with!
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    J&D Construction LLC

    Jeff was amazing and very attentive to my funding needs for my business! I had a couple hiccups but he did not give up and delivered on exact what I n
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    Ashley Johnson

    Easy process, superb communication!!!!! Looking forward to future endeavors!!!
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    William Richardson

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