$4,000 – $1,000,000
HELPING YOU GROW
Small Business Loans
The biggest complaint from small business owners is that they can not obtain small business financing to help their business grow, too often the small business owner is left hanging and not understanding their options. Enter alternative small business lending for businesses, alternative business loans covers small business financing options that fall outside what a traditional banking institution can offer.
Capital for Business has a better way to access capital. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when banks and other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.
There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.
- Simple. Fast. Affordable
- Get up to $500k in business funding within 24 hours
- Factor rates start at 1.15 and interest rates as low as 9.99%
- Easy business loan application process
- Flexible financing terms
- Won’t affect your Fico score
- Minimal Paperwork
- No collateral required
- Use the loan for any business purpose
How to get a small business loan
Capital for Business has made it faster and easier for businesses to get a small business loan. You can request from $10,000 to $500,000, with simple repayment terms. The approval process on a small business loan is based in part on your cash flow, so be sure you have your bank statements.
Capital for Business small business loan is repaid through fixed weekly, bi-weekly, or monthly payments which can help you get greater clarity on your cash flow. We at Capital for Business were able to create an even faster system where loans are being processed fully automatic, secure, and 200 times faster than anywhere in the industry.
How can I use a small business loan?
Let’s take a look at the different ways business owners are using their business capital but ultimately how you use the money is up to you. Getting you the money is what we do and we do it better – and faster than anyone else. So if you want to expand, hire more employees, renovate, or whether you have good credit, bad credit, tax liens, or have been rejected by banks or the SBA, Capital for Business is here to help you get the small business funding your business needs.
What is the Best Business Loan for Your Small Business?
Whether you’re expanding your business, investing in marketing or advertising, or managing cash flow, it’s hard to grow without the right kind of small business financing.
SBA 7(a) loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.
SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.
Bank Term Loans
A Bank Term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere from $30,000 to $500,000
- $30,000 to $500,000 loan amounts
- 2-5 year terms
- Fixed interest rate from 7.99%
- Monthly repayments
Business Line of Credit
A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds over and over again. Having a business line of credit provides you with extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly.
- Receive up to $250k with a business line of credit
- Business lines of credit rates as low as 6% Small Business Loans
Working Capital Loans
A working capital loan can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited and perfect credit is not needed.
Nearly every industry can get a working capital loan. Working capital loans are perfect for business owners who need short-term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue, or the need to boost inventory.
Business Loans for Bad Credit
we have small business loans for bad credit options for business owners with bad credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.
Merchant Cash Advance
A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.
- Receive up to $500k with a merchant cash advance
- Factor rates as low as 1.15
- Access to business funding in as little as 24 hours
Are you in the need of new business equipment but don’t have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is truly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need.
Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.
- Potential Section 179 tax deduction
At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.
Why should you apply for our small business loans?
Capital for Business has been serving small businesses nationwide for over 15 years and knows what the entrepreneurs value the most. That is why we offer:
- favorable approval rates;
- we offer microloans for small business
- we offer bad or poor credit business loans
- custom-tailored service with a dedicated loan specialist;
- reasonable eligibility requirements;
- flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis;
- hassle-free application process;
- same-day approval.
Capital for Business is your reliable small business loan marketplace
Are you looking for ways to get small business financing? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada.
For more than 15 years, we have been helping small businesses grow and develop their companies. Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.
Fast Business Funding Solutions for Your Industry-Specific Needs
At Capital for Business we have helped thousands of businesses nationwide from various different industries achieve their small business financing needs. Finding your company the right small business funding options, from construction to small retail stores, and regardless of your credit rating, we will work with you to find the most flexible terms that are most beneficial to your business. So whether it’s a small small business loan, equipment financing, invoice factoring, working capital, or you are struggling with finding business loans for bad credit, we will tailor small business funding options and work quickly to get your business the funding it deserves.
Industry Specific Business Loans
- Auto Repair and Body shop loans
- Agriculture Business Loans
- Beauty & Wellness Business Loans
- Chiropractic Business Loans
- Cleaning Services Business Loans
- Commercial Trucking Loans
- Construction Business Loans
- Convenience Store Loans
- Daycare Business Loans
- Dental Practice Loans, Electrician Business Loans
- Food Truck Business Loans
- Landscaping Business Loans
- Gas Station Business Loans
- Gym and Fitness Business Loans
- Hardware Store Business Loans
- Manufacturing Business Loans
- Medical Practice Loans
- Pharmacy Business Loans
- Plumbing Business Loans
- Real Estate Agent Business Loans
- Restaurant Business Loans
- Retail Business Loans
- Senior Care Business Loans
- Transportation Business Loans
- Hvac Business Loan
How to Get a Business Loan
OUR EASY BUSINESS LOAN APPLICATION PROCESS
Get Small Business Funding in as Little as 24 Hours
In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!
Apply in Minutes
Tell us about your business
Tell us All about you
Connect your bank account
Small Business Loan Resources
Trends and Tactics
6 Small Business Survival Tips to Help During This Pandemic
Small business owners suffered a massive loss due to the economic impact of COVID-19. Continuing their businesses has become an entrepreneur’s biggest challenge. As a result, many people have lost their jobs. Do you know why?
A report by the World Economic Forum states small businesses are the backbone of our economy. They employ nearly half of the private workforce in our country. But this pandemic has shattered small businesses. In fact, many owners find themselves with no other option other than to close their businesses.
Important Investments You Should Be Making with a New Loan
If you have recently received new business loans for your start-up, you are in a great position of being able to decide where to put the money. There are tons of things you can do with your small business loan but finding things that will have a long and positive impact on your company is essential. Here are a few things that will help you to use your loan effectively and make your business even better.
Major Initial Business Costs That a Loan Can Help With
Starting a new business is no joke. There are loads of paperwork and financial proofs you need to open up in the first place. After you accomplish all of that, you also need money to do everything. If you don’t have money, request a business loan from your bank. There are many important costs you could use a loan for.
U.S. Small Business Administration Resource Guide
Small Business Resources Guide, National edition
View the National Small Business Resource Guide for information and assistance in starting your business, growing your local business, and exploring small business funding options.
FAQ: Small Business Loan
Online lenders in our marketplace provide fast business loans for immediate needs or business opportunities. In most cases, business funding is completed in 24 hours.
Receiving a first-time small business loan can be intimidating and also have the reputation of being difficult, our small business loan advisors will talk to you about your expectations and small business loan needs. Starting off it will be ultra-important for you to know your credit score to determine where you fit credit-wise, how are you planning to utilize your loan, and the amount needed for your business?
Fill out a 4-minute online business loan application, tell us a little about your business, tell us a little about you, and connect your bank.
Receive multiple loan options. Get matched with the best small business loan options from our network of 175+ funding partners.
Get business funding fast. Once your business is approved you can receive capital in as little as 24 hours and of course exploring your options are free and there are no obligations.
The eligibility requirements for small business loans and financing in our marketplace will in general ask for 4 months of business bank statements and a credit score of 500, as well as an average monthly revenue of $4,500
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