How can I get a small business loan?

Capital for Business has made it faster and easier for businesses to get a small business loan. You can request from $10,000 to $500,000, with simple repayment terms. The approval process on a small business loan is based in part on your cash flow, so be sure you have your bank statements. Capital for Business small business loan is repaid through fixed weekly, bi-weekly, or monthly payments which can help you get greater clarity on your cash flow. We at Capital for Business were able to create an even faster system where loans are being processed fully automatic, secure, and 200 times faster than anywhere in the industry.

How can I use a small business loan?

Let’s take a look at the different ways business owners are using their business capital but ultimately how you use the money is up to you. Getting you the money is what we do and we do it better – and faster – than anyone else. So if you want to expand, hire more employees, renovate, or whether you have good credit, bad credit, tax liens, or have been rejected by banks or the SBA, Capital for Business is here to help you get the small business funding your business needs.

What Type of Business Loan is Best for Your Small Business?

Whether you’re expanding your business, investing in marketing or advertising, or managing cash flow, it’s hard to grow without the right kind of small business financing. 

SBA Loans

SBA 7(a) loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.

SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.

Bank Term Loans

A Bank Term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere $30,000 to $500,000

Business Line of Credit

A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds over and over again. Having a business line of credit provides you with the extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly

Working Capital Loan

Working Capital loans can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited and perfect credit is not needed. Nearly every industry can get a working capital loan. Working capital loans are perfect for business owners who need short term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue, or need to boost inventory.

Merchant Cash Advance

A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.

Equipment Financing

Are you in the need for new business equipment but don’t have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is truly simple fast and affordable. We are a top of the line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need. Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.

Invoice Factoring 

At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.