fbpx

Near Instant Approvals – 24 Hour Business Funding

accredited business by bbb.org

google-review

google-review

1t

BUSINESS LOANS

$4,000 – $1,000,000

2t

EASY APPLICATION,

NO OBLIGATION

3t 1

COMMITTED TO

HELPING YOU GROW

What is a Short Term Business Loan?

Short term business loans are a valuable tool for small businesses or start-ups that need business capital quickly and are easier to qualify for than traditional loans.  Without sufficient funding, many companies would struggle or be forced to close their doors completely. In most cases, short term business loans must be repaid by a given due date which is usually within 1 year but can be as long as 18 months, anything longer than 18 months would be considered a medium-term or long term loan.

Types of Short Term Business Loans

Merchant Cash Advance

A type of short term business loan called a merchant cash advance is not really an actual “loan” unless you consider your credit to be the same as money. Despite its confusing name, this kind of short-term funding works like any other traditional loan: The lender loans out funds and requires repayment with interest over time. However, in contrast to most loans where payments are made on specific dates or after receiving income from employment or another source (like investments), these payouts depend instead upon customer purchases that happen at merchants who use similar services.

  • Receive up to $500k with a merchant cash advance
  • Factor rates as low as 1.15
  • Access to business funding in as little as 24 hours
  • All credit scores are considered
  • Qualify for 85-250% of your monthly credit card sales
  • Repayment based on daily credit card revenue and gross bank deposits

Working Capital Loan

Working Capitalcan help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited, and perfect credit is not needed. Nearly every industry can get a working capital loan.

Working capital loans are perfect for business owners who need short-term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue or the need to boost inventory.

  • Receive up to $500k in working capital
  • Factor rates as low as 1.15
  • Easy business loan application process
  • Flexible loan repayment
  • 6 to a 24-month loan term

Lines of Credit

A line of credit is very similar to a business credit card, except that there are no monthly installments. Lines of credits have an initial limit, but individual purchases can be made up until the entire loan amount has been used. These lines include lower APRs compared with traditional loans and allow you to borrow money as needed during slow periods or unexpected costs while having more flexibility in making payments when your company experiences high growth rates.

  • Receive up to $250k with a business line of credit
  • Business lines of credit rates as low as 6% 
  • Only pay interest on funds drawn
  • Credit is available when needed
  • Nearly every industry-accepted
  • Apply for loans online and link your business information securely

Online business loans

Businesses can quickly apply for and receive short term loans by doing everything online. Business owners can access their funds within minutes, after receiving approval from the lender through a simple application process.

Online business loans make it easy for companies of all sizes to get funding when they need it most because almost everything is done electronically – including applications, approvals, and wire transfers that send money into your account immediately following an approved business loan offer.

Invoice Financing

Invoice financing is a short term business loan that uses accounts receivables from unpaid customers. The lender loans the money and charges interest based on how many weeks invoices remain outstanding. When an invoice gets paid, they interrupt payment of the invoice to take out what was charged in interest before returning it back to the borrower.

  • Competitive receivable financing rates with same day decisions
  • Improve Cash Flow Without Incurring Debt
  • Factoring Outstanding Receivables up to $2.5 MM

Business Loans for Bad Credit

we have bad credit business funding options for business owners with bad credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.

  • 90% approval rates with business loans for bad credit
  • hassle-free application process
  • All credit scores are considered

Advantages of Short Term Business Loans

Faster Business Funding

Short term loans can help you get quick access to funds that meet your needs. These types of business loans are considered less risky for borrowers because they’re shorter in length and have a set maturity date, which allows the borrower’s ability to repay the loan more stability over time. Because lenders’ underwriting processes take less time with these kinds of loans compared to longer-term ones, it gives you an opportunity as a borrower to receive business funding faster.

Easy Business Funding

Short term business loans don’t require the borrower to jump through as many hoops. Short term business loans are great for small businesses and individuals with bad credit because they’re easy to get compared to other types of longer-term ones. They also have lower requirements as the amount borrowed is usually much smaller than a long one which requires higher scores.

Reduced Documentation

Short Term Business Loans have many benefits for borrowers, including reduced documentation. With traditional loans, there is more red tape that needs to be cut through before approval, but with shorter term options the process becomes much simpler. If you are looking for a loan and want something less risky, I would recommend seeking out short term options as opposed to standard ones which take longer time periods of repayment.

What Are Some Reasons businesses Acquire Short Term Business Loans?

  • Emergency capital
  • Covid 19 Assistance
  • Working Capital
  • Inventory/Supply
  • Cash Flow shortages
  • Expansion
  • Advertising/Marketing/Customer Acquisition
  • Small Equipment Purchases
  • Business Opportunity

How can I apply for a short term business loan?

Capital for Business offers short term business loans in its marketplace of over 175+ lenders, that are easy to apply for. After filling out a simple online application, they will reach out and learn more about your business so you can get the money you need quickly.

Other Types of Small Business Financing 

It is often hard for small business owners to find business capital to hire more staff, expand, upgrade the equipment and software, or consolidate debt. Capital for Business provides the necessary support to those who form the backbone of the U.S. economy by offering short-term business loans and long term business loans with flexible terms and rates. 

Capital for Business makes it easy to qualify for any type of business loan in, whether it be an SBA loan, business line of credit, invoice factoring, working capital loans, equipment financing, or a merchant cash advance.

What Type of Business Loan is Best for Your Small Business?

Whether you are expanding your business, investing in marketing, or advertising, or managing cash flow, it is hard to grow without the right kind of small business financing.

SBA Loans

SBA 7a loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.

SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.

  • highest loan amounts
  • lowest APRs
  • long repayment periods of up to 25 years
  • lots of available loan types

 

Bank Term Loans

A business term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere from $30,000 to $500,000

  • $30,000 to $500,000 loan amounts
  • 2-5 year terms
  • Fixed interest rate from 7.99%
  • Monthly repayments

 

Equipment Financing

Are you in the need of new business equipment but do not have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is incredibly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need.

Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.

Why should you apply for our small business loans?

 

Capital for Business has been serving small businesses for over 15 years and knows what the entrepreneurs value the most. That is why we offer:

  • favorable approval rates.
  • we offer microloans for small businesses
  • we offer bad or poor credit business loans
  • custom-tailored service with a dedicated loan specialist.
  • reasonable eligibility requirements.
  • flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis.
  • hassle-free application process.
  • same-day approval.

Capital for Business is your reliable small business loan marketplace

 

Are you looking for ways to get small business financing? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada. For more than 15 years, we have been helping small businesses grow and develop their companies.

Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.

Take advantage of our small business loans in and bridge your capital shortfall. We are committed to helping you get the business funding you deserve, no matter what!

  • Automotive Repair Shops Financing
  • Commercial Trucks & Trailers Financing
  • Commercial Vehicles Financing
  • Computer Equipment Financing
  • Construction & Contractor Equipment Financing
  • Dental Equipment Financing
  • Farm Equipment Financing
  • Fleet Vehicles Financing
  • Gym Equipment Financing
  • Heavy Construction Equipment Financing
  • Landscaping Equipment Financing
  • Manufacturing Equipment Financing
  • Medical Equipment Financing
  • Office Equipment Financing
  • Printers & Printing Equipment Financing
  • Servers & IT Equipment Financing

How to Get a Short Term Business Loan

OUR FAST BUSINESS LOAN APPLICATION PROCESS

Get business funding in as little as 24 hours

In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!

small business loan application

Apply in minutes

Complete a single small business loan application. It takes less than 5 minutes.

Quick business loansGet approved
in hours

The best small business financing options tailored to your business needs.

Fast business loansReceive funds in as
little as one day!

Capital for Business makes your small business financing experience fast, simple, and affordable.

Apply in Minutes

Tell us about your business

Tell us All about you

Connect your bank account

Small Business Financing Resources

Trends and Tactics

GET THE SMALL BUSINESS CAPITAL YOU NEED TO AFFORD YOUR DREAMS

FAST & SIMPLE

 

 

 

 

 

 

 

 

 

 

 


    Find Out How Much Funding You Qualify For

     

     

     

     

     

     

     

     

     

     

     

     

    They advocated so brilliantly for my account and are a huge reason for my renewed success with Capital For Business.
    photo

    Jonathan N. Craig

    a trusted partner when your business does not work properly.
    photo

    Geoffrey E. Avila

    If you have business problems you have to be part of your recovery plan.
    photo

    Debra R. Daley

    They helped me with a business loan and now we’re thriving 🙂 thank you!
    photo

    Edson Romero

    Quite a pleasureable experience!
    photo

    Lisa B. McClean

    I had a really great experience getting funding for my business through Capital for business . Would highly recommend it.
    photo

    Aaron S. Devlin

    this review wants to be of benefit to those who have trouble with their business and to trust their services.
    photo

    Lillie Martinez

    Your staff and business associates were professional and efficient. I was treated with respect and they took the time to understand my business needs.
    photo

    Trammy R. Young

    Jeff is absolutely the best. We are a small company and have been in business for less than 2 years. We reached out because we needed capital to give
    us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
    Read more
    photo

    Smaat Money

    I do truly recommend them. I enjoyed working with them, easy to talk too and they explain all the process for what you need.
    photo

    Cory Z. Sciortino

    It's such a professional company. I enjoyed the collaboration we had
    photo

    Florence B. West

    Great experience. Great customers services. Great over all.
    photo

    Harold M. Joseph

    I am really satisfied. Very helpful!
    photo

    Maria Kincer

    They were recommended by a co-worker. I am pleased by the services and taking his advice.
    mystery man

    A Google User

    I am really happy with Capital for Business services. Great ethics.
    photo

    Angela Nagy

    They give their best to give your perfect solution. Fast, easy and without a lot of papers involved.
    photo

    Charles V. Fraizer

    The thing that impressed me the most is that they try to find the best solution for you and they explain it to you step by step.
    photo

    Benjamin G. Blast

    perfect for small business. They are trustworthy.
    photo

    Carol T. Moir

    I thank them so much! Their customer service is impeccable.
    photo

    Edwin C. Sims

    I recommend them. They are the best!
    photo

    George L. Dodson

    I just started a new business and this company helped me sooooo much!
    photo

    Roxanne J. Chambell

    Their loan saved my business. Thank you so much!
    photo

    Marlene A. Esposito

    The greatest help for the small businesses community.
    photo

    Michele R. Carrigan

    The thing I appreciate most about this company is that it's moral and client oriented.
    photo

    James H. Fauver

    They were recommended by a close friend. Reliable company 100%
    photo

    Bettie Nelson

    I do recommend this company! It is worthy!
    photo

    Werner D. Seely

    Such great experience! I encourage everyone to come to Capital for Business!
    photo

    Raymond S. McDermott

    Capital for Business was a recommendation and now I recommend them too!
    photo

    Marjorie Fitch

    awesome place for small loans
    photo

    Jamie M. Deming

    They were recommended by a close friend. Reliable company 100%
    photo

    Bettie Nelson

    Very helpful, even helping me after hours with questions and help. I highly recommend them!
    photo

    Mark G

    Half a year ago our business was falling into a pit but thanks to the loan from Capital for Business we are on track again.
    AOh14GhKZM WPmGrYewqtx vJsdVRDDMquaamyHen0vw=s128 c0x00000000 cc rp mo?sz=100

    Carmella A. McGregor

    Jeff is absolutely the best. We are a small company and have been in business for less than 2 years. We reached out because we needed capital to give
    us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
    Read more
    AOh14Giq4rcsdJEkTl5LA P 3Rf26lkOSN 3dehOhiPG=s128 c0x00000000 cc rp mo?sz=100

    Hamili Milligan

    Awesome to work with!
    AOh14Gj9p0o65KQbJnwfiqXkxFgDo3NshN2PslkL8zeQEw=s128 c0x00000000 cc rp mo?sz=100

    J&D Construction LLC

    Call Now Button