There is no denying that small businesses and startups are the driving force of the country’s economic growth. They generate lots of new jobs and pay a huge amount of money in taxes. However, small businesses often face financial burdens, and thus take on crippling debts they can’t get out of. To avoid traps of that kind, entrepreneurs may want to make use of an SBA loan program. Even though some find it too challenging to qualify for, it is still considered to be one of the best options for additional funding.

SBA stands for Small Business Administration, a government agency in the U.S. that aims at supporting small businesses. It provides a myriad of loan programs of up to $5 million, depending on what you need the money for. On the whole, these funds can be used for working capital, day-to-day commercial operations, expansion, equipment investments, debt refinancing, and even real estate purchases. Regardless of the intended purposes, SBA loans are known for their low-interest rates and favorable repayment terms.

 

Capital for Business is your reliable SBA loan lender

If you are looking to apply for an SBA loan for business, Capital for Business is the company you need. We are an authorized lender for SBA loans and has everything it takes to encourage your company’s growth. When teamed up with us, you will be offered an opportunity to dramatically contribute to the success of your business – be it an auto repair shop, restaurant, or grocery store.

What sets Capital for Business apart from high-street banks and other lenders is that we realize how important it is to get extra funding as soon as possible. That is why we channel our efforts into facilitating both the application and the approval process for SBA business loans. With us, you no longer need to deal with mountains of paperwork and wait for months. We automated the process to make your SBA loan experience smooth.

As a borrower, you will also benefit from:

  • Highest loan amounts $30,000 to $5 Million;
  • Lowest APRs 4.75% to 7%;
  • Long repayment periods from 10-25 years;
  • 3-step application process allowing you to receive funds in a matter of days not months

Types of SBA loans for business

There are many loan programs offered by the Small Business Administration through authorized lenders. The most common of them are:

  • 7(a) SBA loan program providing funds for Working Capital, Debt Refinancing,Hiring Employees, Commercial Real Estate,Purchasing Equipment, Marketing, Business Expansion, Inventory and Operational Expense;
  • 504 loan for buying real estate or facilities;
  • Commercial Real Estate Loans from $500,000 to $5 Million;

With all those loan types guaranteed by the SBA, business owners may have a hard time finding the one that perfectly meets their needs. If that is your case, you will be better off consulting your loan specialist at Capital for Business. We will help you choose the best option, taking into account your company’s revenue and the intended purposes of financing.

Forget about banks and their month-long approval process, Capital for Business has streamlined the process and will provide an SBA loan for your business in no time!

Documents Required for an SBA Loan

Personal & Business Tax Returns

The banks in the Capital for Business network require the previous 3 years of business and personal income tax returns.

Personal Financial Statements

A Personal Financial Statement is required from each individual owning 20% or more of the company.

Profit & Loss Statement

A  Profit and Loss Statement measures a company’s financial performance over a specific period of time. This statement includes all revenue and expenses over a given period.

Balance Sheet

This statement provides an overall financial snapshot of your small business. As an equation, it looks like: Assets = Liabilities + Equity, so both sides of the equation must balance out to equal each other.

 


They advocated so brilliantly for my account and are a huge reason for my renewed success with Capital For Business.

Jonathan N. Craig

a trusted partner when your business does not work properly.

Geoffrey E. Avila

If you have business problems you have to be part of your recovery plan.

Debra R. Daley

They helped me with a business loan and now we’re thriving 🙂 thank you!

Edson Romero

Quite a pleasureable experience!

Lisa B. McClean

I had a really great experience getting funding for my business through Capital for business . Would highly recommend it.

Aaron S. Devlin

this review wants to be of benefit to those who have trouble with their business and to trust their services.

Lillie Martinez

Your staff and business associates were professional and efficient. I was treated with respect and they took the time to understand my business needs.

Trammy R. Young

Jeff is absolutely the best. We are a small company and have been in business for less than 2 years. We reached out because we needed capital to give
us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
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Smaat Money

I do truly recommend them. I enjoyed working with them, easy to talk too and they explain all the process for what you need.

Cory Z. Sciortino

It's such a professional company. I enjoyed the collaboration we had

Florence B. West

Great experience. Great customers services. Great over all.

Harold M. Joseph

I am really satisfied. Very helpful!

Maria Kincer

They were recommended by a co-worker. I am pleased by the services and taking his advice.

A Google User

I am really happy with Capital for Business services. Great ethics.

Angela Nagy

They give their best to give your perfect solution. Fast, easy and without a lot of papers involved.

Charles V. Fraizer

The thing that impressed me the most is that they try to find the best solution for you and they explain it to you step by step.

Benjamin G. Blast

perfect for small business. They are trustworthy.

Carol T. Moir

I thank them so much! Their customer service is impeccable.

Edwin C. Sims

I recommend them. They are the best!

George L. Dodson

I just started a new business and this company helped me sooooo much!

Roxanne J. Chambell

Their loan saved my business. Thank you so much!

Marlene A. Esposito

The greatest help for the small businesses community.

Michele R. Carrigan

The thing I appreciate most about this company is that it's moral and client oriented.

James H. Fauver

They were recommended by a close friend. Reliable company 100%

Bettie Nelson

I do recommend this company! It is worthy!

Werner D. Seely

Such great experience! I encourage everyone to come to Capital for Business!

Raymond S. McDermott

Capital for Business was a recommendation and now I recommend them too!

Marjorie Fitch

awesome place for small loans

Jamie M. Deming

They were recommended by a close friend. Reliable company 100%

Bettie Nelson