$4,000 – $1,000,000
HELPING YOU GROW
What is an Online Business Loan?
Online business loans are an excellent way for small businesses to get the funding they need. You can apply and be approved quickly, without having to visit your local bank or credit union branch in person! These types of secured or unsecured financing will consider revenue figures as well as how long you have been running a company- which means these offers could fit any situation from startups all the way up through established operations looking into expanding their offerings with more product lines on hand so that there is something available no matter what consumers want.
Banks also make it difficult when dealing directly face-to-face; Online Business Loans offer many benefits over traditional forms like faster processing times thanks due to their virtual nature (Online Business Loan).
How an Online Business Loan is Different from Traditional Loans?
When deciding what kind of finance solution is the right fit for your business, you will have to consider both financing options. The way your business is set up can have a significant impact on the type of loan you need. There are several types that may be right for you, but understanding how they work will help narrow down what option might produce better results with minimal hassle and cost from start-to-finish
Online business loans are a great alternative to traditional bank loans for those who have trouble getting approved. Online business lenders have a higher APR. but has a much easier qualification process, making them the perfect option if you are looking into funding your project or company expansion.
Online Business Loans are different from traditional loans in several ways, but one of the most significant differences is turnaround time. Banks often take two months or more to process an application for a loan while many online providers can underwrite your request and approve it within just a day.
There are online business loans with a monthly repayment schedule like most bank loans, but there is also the occasional short-term finance that features weekly or daily interest. This can affect your cash flow so you will need to know what kind of financing option best suits your needs and how this will impact margins in addition to operations within the company itself.
Best Uses for Online Business Loans:
- Working capital
- Covid 19
- Purchasing inventory
- Purchasing equipment
- Cash flow
Online Small Business Financing
It is often hard for small business owners to find business capital to hire more staff, expand, upgrade the equipment and software, or consolidate debt. Capital for Business provides the necessary support to those who form the backbone of the U.S. economy by offering short term business loans and long term business loans with flexible terms and rates.
Capital for Business makes it easy to qualify for any type of online business loan, whether it be an SBA loan, business line of credit, invoice factoring, working capital loans, equipment financing, or a merchant cash advance.
What is the Best Online Business Loan for Your Small Business?
Whether you are expanding your business, investing in marketing, or advertising, or managing cash flow, it is hard to grow without the right kind of small business financing.
SBA 7a loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.
SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.
Bank Term Loans
A business term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere from $30,000 to $500,000
- $30,000 to $500,000 loan amounts
- 2-5 year terms
- Fixed interest rate from 7.99%
- Monthly repayments
Business Line of Credit
A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds repeatedly. Having a business line of credit provides you with extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly
- Receive up to $250k with a business line of credit
- Business lines of credit rates as low as 6%
Small Business Loan
A small business loan from our marketplace of 100+ alternative lenders will enable you to get the capital you need for your business growth. Our high approval rates mean that we say ‘Yes’ when banks say no. Our lending process which takes less than 5 minutes will not affect your fico score and we boast a 24-hour loan approval.
Working Capital Loan
Working Capital can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited, and perfect credit is not needed. Nearly every industry can get a working capital loan.
Working capital loans are perfect for business owners who need short term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue or the need to boost inventory.
Business Loans for Bad Credit
we have bad credit business funding options for business owners with bad credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.
Merchant Cash Advance
A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.
- Receive up to $500k with a merchant cash advance
- Factor rates as low as 1.15
- Access to business funding in as little as 24 hours
Are you in the need of new business equipment but do not have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is incredibly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need.
Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.
At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.
Why should you apply for our online small business loans?
Capital for Business has been serving small businesses for over 15 years and knows what the entrepreneurs value the most. That is why we offer:
- favorable approval rates.
- we offer microloans for small businesses
- we offer bad or poor credit business loans
- custom-tailored service with a dedicated loan specialist.
- reasonable eligibility requirements.
- flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis.
- hassle-free application process.
- same-day approval.
Capital for Business is your reliable small business loan marketplace
Are you looking for ways to get small business financing? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada. For more than 15 years, we have been helping small businesses grow and develop their companies.
Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.
Take advantage of our online small business loans and bridge your capital shortfall. We are committed to helping you get the business funding you deserve, no matter what!
Industry Specific Business Loans
- Auto Repair and Body shop loans
- Agriculture Business Loans
- Beauty & Wellness Business Loans
- Chiropractic Business Loans
- Cleaning Services Business Loans
- Commercial Trucking Loans
- Construction Business Loans
- Convenience Store Loans
- Daycare Business Loans
- Dental Practice Loans
- Electrician Business Loans
- Food Truck Business Loans
- Landscaping Business Loans
- Gas Station Business Loans
- Gym and Fitness Business Loans
- Hardware Store Business Loans,
- Manufacturing Business Loans
- Medical Practice Loans
- Pharmacy Business Loans
- Plumbing Business Loans
- Real Estate Agent Business Loans
- Restaurant Business Loans
- Retail Business Loans
- Senior Care Business Loans
- Transportation Business Loans
- Hvac Business Loan
Industry Specific Equipment Financing
- Automotive Repair Shops Financing
- Commercial Trucks & Trailers Financing
- Commercial Vehicles Financing
- Computer Equipment Financing
- Construction & Contractor Equipment Financing
- Dental Equipment Financing
- Farm Equipment Financing
- Fleet Vehicles Financing
- Gym Equipment Financing
- Heavy Construction Equipment Financing
- Landscaping Equipment Financing
- Manufacturing Equipment Financing
- Medical Equipment Financing
- Office Equipment Financing
- Printers & Printing Equipment Financing
- Servers & IT Equipment Financing
How to get Business Loans Online
OUR FAST ONLINE BUSINESS LOAN APPLICATION PROCESS
Get online business funding in as little as 24 hours
In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!
Apply in Minutes
Tell us about your business
Tell us All about you
Connect your bank account
Online Small Business Loan Resources
Trends and Tactics
Taking out a business loan can give any business the financial legs to survive their early days after opening. Many small business owners have a sense of pride in the work they are doing and the fact that they are managing it on their own.
The beginning stages of starting a business, big or small, can require a lot of moving pieces. One of the first hurdles you need to get over before much of your work can move toward is obtaining a business loan.
We understand it takes a lot of courage and initiative to be a business owner and at one point or another your business may need working capital, renovations, or need to expand, the list goes on and on. Having access to capital for your business is important and receiving a bad credit business loan, regardless of your credit will become vital.
FAQ: Online Business Loans
Most funding decisions come within 2-3 hours, once approved you can receive your funding as soon as 24 hours.
No, chances are with so many different small business loan options, most small business owners can qualify for some type of business funding. At Capital for Business, our easy business loan application process is completed online and can even be approved in as little as 24 hours even with bad credit.
Online business loans from Capital for Business marketplace of lenders will not require collateral or any down payment to receive business funding.
You typically need a FICO score of at least 500 to qualify for a bad credit business loan, some lenders may approve you for a loan with a Poor Credit Score below 500 if your business is profitable and you have high annual revenue, but you could get better terms with a credit score of 680 or higher. Business loans for bad credit are generally aimed at business owners with low credit scores.
GET THE SMALL BUSINESS CAPITAL YOU NEED TO AFFORD YOUR DREAMS
FAST & SIMPLE