Running a business, and especially starting a business, takes a lot of money. The old saying is still true today, you have to spend money to make money. But what do you do when you don’t have the money you need to keep your business operating and churning out profits? Borrowing money is the way that most businesses go. Covering your operating expenses by borrowing money is easier than you might think, and there are several ways that you can do it. Here are the best ways that your business can borrow money for operating expenses.

Take Out a Loan

The first way that your business can borrow money for operating expenses is by taking out a loan. Getting a business loan is a relatively straightforward process that any business owner can go through to get upfront cash to invest in your business and cover operating expenses before profits start coming in. You can get a small business loan from the government or from a private provider. It is worthwhile to consider the advantages and disadvantages of government and private lenders for a business loan, as the interest rates, loan size, and length will differ.

Use a Credit Card

Another super easy way that your business can borrow money for operating expenses is by using a credit card. Opening up a business credit card is a simple step for any business or business owner and is a smart way to start building your business credit. The best part about credit cards is they often offer protections and bonuses. Credit cards provide numerous benefits, including vehicle coverage for rentals. This means that rentals you pay for with your business credit card could be insured and protected up to a certain amount, offering additional coverage and protection to your business.

Get Venture Capital

The final way that your business can borrow money for operating expenses is by getting venture capital investment. While seeking investment is not necessarily borrowing money, it can be if you work a guaranteed opportunity to buy back the shares in the business at a later date. The risk in that of course is that the more successful your business grows over that time, the more expensive it will be to require the rest of the business from the venture capital firm.

Running a business requires a lot of money. Getting that money doesn’t have to be a hassle, however. Try any of these three borrowing options to get money to cover your business operating expenses quickly and easily.

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