Small Business Funding
To Grow your Business
Working Capital Funding
A working capital loan can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. Whether it’s expanding or improving your current business, investing in advertising, or tying up existing “loose ends” like taxes or outstanding debt, the extra cash can be just the solution you need. Capital for Business can get your business from $5,000 to $500,000 quickly and with a minimum of paperwork.
Small Business Loans
A small business loan will enable you to get the capital you need for your growth project. Our high approval rates mean that we say ‘Yes’ when banks say no. Your Business will get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you with one-on-one personalized service. There is no obligation to get started, and no need for collateral or down payment. Receive a quick decision and get business funding in as little as 24 hours.
SBA Business Loans
There is no denying that small businesses and startups are the driving force of the country’s economic growth. They generate lots of new jobs and pay a huge amount of money in taxes. However, small businesses often face financial burdens, and thus take on crippling debts they can’t get out of. To avoid traps of that kind, entrepreneurs may want to make use of an SBA loan program. Even though some find it too challenging to qualify for, it is still considered to be one of the best options for additional funding.
As a borrower, you will also benefit from:
Business Line Of Credit
A business line of credit is a flexible short-term financial tool that you can use for a variety of business needs, from working capital to purchasing inventory and more. You draw it down as needed and repay it weekly. Drawing could be as frequently as once a day, but it also could be once a month or even just once a year. There is no additional cost to draw down funds–and no obligation to do so.
Merchant Cash Advance
Capital for Business Merchant Cash Advance is the best solution for businesses with high credit card volume. If you’ve been in business for at least 1 year and your monthly credit card transactions are over $3000, then you’re already pre-qualified. All you have to do is complete an application and send us the last 4 months of your credit card statements. Our approvals are usually completed the same day and you could get your cash in as few as 24 hours.
Business Credit Cards
Business credit cards act as a revolving line of credit and are used for both purchases and payments. Businesses use credit cards with other loan products and are usually used for working capital purposes. Pre-revenue and startup companies can apply and receive these cards also, as well as established companies, of course. The biggest factor for approval is the strength of personal credit.
Up to $150k
Rates: interest rates starting at 0% intro rate for the first 6-18 months* and up to 19.99%
Repayment: Revolving, credit cards are personal lines of credit.
Fees: 3% to 5% origination fees
Payments: Low monthly payments
No collateral required
Credit Score: Must have a good credit score, at least a 680-fico score, good credit history, and a credit utilization not over 35%. Bad credit is not allowed
No Annual Revenue requirements to apply
*not all cards have intro rates in our business credit card network
Needing a new piece of business equipment but don’t have the cash to pay for it? Equipment financing allows you to access equipment you could otherwise not afford, and it carries lower monthly payments than many other flexible financing options. You can use equipment financing to purchase anything from medical equipment, construction equipment, farm machinery, or commercial restaurant ovens
Standing still is never an option if you want to have a successful business. Factoring receivables is a good way to keep you moving forward. Putting your business on hold because customers have not paid what they owe is bad for business. Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices.
Types of Loans
Short Term Business Loans
Short-term business loans are a valuable tool for small businesses or start-ups that need business capital quickly and are easier to qualify for than traditional loans. Without sufficient funding, many companies would struggle or be forced to close their doors completely. Short term business loans are great for small businesses and individuals with bad credit because they’re easy to get compared to other types of longer-term ones.
Business Loans for Bad Credit
Business loans for bad credit are small business financing options that do not otherwise require a high fico score needed for approval. We understand it takes a lot of courage and initiative to be a business owner and at one point or another your business may need working capital, renovations, or need to expand, the list goes on and on. Having access to capital for your business is important and receiving a bad credit business loan, regardless of your credit will become vital.
Online Business Loans
Online business loans are an excellent way for small businesses to get the funding they need and are a great alternative to traditional bank loans for those who have trouble getting approved. Flexible terms and rates based on your business’ performance, and not solely personal credit history.
Unsecured Business Loans
Unsecured business loans are beneficial to small businesses because they allow entrepreneurs who cannot provide the collateral the opportunity for small business financing and also have a faster approval process than other forms of financing because they do not require collateral.
OUR EASY BUSINESS LOANS APPLICATION PROCESS
Get Small Business Funding in as Little as 24 Hours
In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!