Funding Small Businesses

for Over 15 Years

accredited business by bbb.org



Small Business Funding

To Grow your Business


Working Capital Funding

A working capital loan can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. Whether it’s expanding or improving your current business, investing in advertising, or tying up existing “loose ends” like taxes or outstanding debt, the extra cash can be just the solution you need. Capital for Business can get your business from $5,000 to $500,000 quickly and with a minimum of paperwork.

  • No collateral required
  • Limited documentation needed
  • Perfect credit not required
  • Nearly every industry accepted


Small Business Loans

A small business loan will enable you to get the capital you need for your growth project. Our high approval rates mean that we say ‘Yes’ when banks say no. Your Business will get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you with one-on-one personalized service. There is no obligation to get started, and no need for collateral or down payment. Receive a quick decision and get business funding in as little as 24 hours.

  • Low rates and flexible terms
  • No prepayment penalties
  • No collateral required
  • Personal guarantee required

SBA Business Loans

There is no denying that small businesses and startups are the driving force of the country’s economic growth. They generate lots of new jobs and pay a huge amount of money in taxes. However, small businesses often face financial burdens, and thus take on crippling debts they can’t get out of. To avoid traps of that kind, entrepreneurs may want to make use of an SBA loan program. Even though some find it too challenging to qualify for, it is still considered to be one of the best options for additional funding.

As a borrower, you will also benefit from:



  • highest loan amounts
  • lowest APRs
  • long repayment periods of up to 25 years
  • lots of available loan types
  • 3-step application procedure allowing you to receive funds in a matter of days


Business Line Of Credit

A business line of credit is a flexible short-term financial tool that you can use for a variety of business needs, from working capital to purchasing inventory and more. You draw it down as needed and repay it weekly. Drawing could be as frequently as once a day, but it also could be once a month or even just once a year. There is no additional cost to draw down funds–and no obligation to do so.

  • Only pay interest on funds drawn
  • Credit is available when needed
  • Nearly every industry accepted
  • Apply for loans online and link your business information securely


Merchant Cash Advance

Capital for Business Merchant Cash Advance is the best solution for businesses with high credit card volume. If you’ve been in business for at least 1 year and your monthly credit card transactions are over $3000, then you’re already pre-qualified. All you have to do is complete an application and send us the last 4 months of your credit card statements. Our approvals are usually completed the same day and you could get your cash in as few as 24 hours.

  • Qualify for 85-250% of your monthly credit card sales
  • Repayment based on daily credit card revenue and gross bank deposits
  • All credit scores are considered

Business Credit Cards

Business credit cards

Best business credit cards


Business Credit Cards

Business credit cards act as a revolving line of credit and are used for both purchases and payments. Businesses use credit cards with other loan products and are usually used for working capital purposes. Pre-revenue and startup companies can apply and receive these cards also, as well as established companies, of course. The biggest factor for approval is the strength of personal credit.

Up to $150k

Rates: interest rates starting at 0% intro rate for the first 6-18 months* and up to 19.99%

Repayment: Revolving, credit cards are personal lines of credit.

Fees: 3% to 5% origination fees

Payments: Low monthly payments

No collateral required

          Credit Score: Must have a good credit score, at least a 680-fico score, good credit history, and a credit utilization not over 35%. Bad credit is not allowed

No Annual Revenue requirements to apply

*not all cards have intro rates in our business credit card network

equipment financing

Equipment Financing

Needing a new piece of business equipment but don’t have the cash to pay for it? Equipment financing allows you to access equipment you could otherwise not afford, and it carries lower monthly payments than many other flexible financing options. You can use equipment financing to purchase anything from medical equipment, construction equipment, farm machinery, or commercial restaurant ovens


  • Same-day funding up to $250,000
  • Easy online application
  • Simple, fixed monthly payments
  • Potential Section 179 tax deduction

factoring, invoice factoring

Invoice Factoring

Standing still is never an option if you want to have a successful business. Factoring receivables is a good way to keep you moving forward. Putting your business on hold because customers have not paid what they owe is bad for business. Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices.

  • Competitive receivable financing rates with same day decisions
  • No Financials Required, No Monthly minimums, No Audit fees
  • Receivable based lines of credit up to $2.5 million

Types of Loans

Short Term Business Loans

Short Term Business Loans

Short-term business loans are a valuable tool for small businesses or start-ups that need business capital quickly and are easier to qualify for than traditional loans. Without sufficient funding, many companies would struggle or be forced to close their doors completely. Short term business loans are great for small businesses and individuals with bad credit because they’re easy to get compared to other types of longer-term ones.



  • 24 Hour Business Funding up to $500,000
  • Easy Online Application
  • Perfect Credit not Required
  • No Collateral Required

bad credit business loans

Business Loans for Bad Credit

Business loans for bad credit are small business financing options that do not otherwise require a high fico score needed for approval. We understand it takes a lot of courage and initiative to be a business owner and at one point or another your business may need working capital, renovations, or need to expand, the list goes on and on. Having access to capital for your business is important and receiving a bad credit business loan, regardless of your credit will become vital.




  • 90% Approval Rates with Business Loans for Bad Credit
  • All Credit Scores are Considered
  • Hassle-Free Application Process
  • Custom-Tailored Service with a Dedicated Loan Specialist.

online business loans

Online Business Loans

Online business loans are an excellent way for small businesses to get the funding they need and are a great alternative to traditional bank loans for those who have trouble getting approved. Flexible terms and rates based on your business’ performance, and not solely personal credit history.

  • 24 Hour Business Funding up to $550,000
  • Easy Online Application
  • Perfect Credit not Required
  • Simple repayment terms minimize cash-flow strain
  • No Collateral Required

Unsecured Business Loans

Unsecured Business Loans

Unsecured business loans are beneficial to small businesses because they allow entrepreneurs who cannot provide the collateral the opportunity for small business financing and also have a faster approval process than other forms of financing because they do not require collateral.




  • No Collateral Needed
  • Perfect credit not required
  • Hassle-Free Application Process
  • Up to $550k in Small Business Funding


Get Small Business Funding in as Little as 24 Hours

In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!

SMALL Business Loan Application

Apply in minutes

Complete a single small business loan application. It takes less than 5 minutes.

in hours

The best small business financing options tailored to your business needs.

24 HOUR BUSINESS LOANSReceive funds in as
little as one day!

Capital for Business makes your small business financing experience fast, simple, and affordable.

Apply in Minutes

Tell us about your business

Tell us All about you

Connect your bank account

Still have questions on our process or on which funding solution to go with?

Give us a call! A live representative is on the line waiting to answer any questions.

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