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BUSINESS LOANS

$4,000 – $1,000,000

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Small Business Loans in Florida

Florida, better known as the Sunshine State, is one of the United States’ economic powerhouses and is home to the fourth-largest economy in the nation. Its growth in 2018 significantly outpaced the U.S. at large at a rate of 3.5% to 2.9%. It is the third biggest state in the country by population and has the fourth-biggest economy. In fact, its GDP is larger than all but 16 countries. Small businesses are an essential part of the economic landscape in Florida, making up 99.8% of all businesses and employing 3.3 million employees, more than 42% of the state’s workforce.

 

Florida’s economy is extremely diverse, with tourism and agriculture among its top industries. Currently, Florida’s unemployment rate stands at a low 3.4%, which is lower than the national average of 3.6%. The top five industries for small businesses in Florida are accommodation and food services; healthcare and social assistance; professional, scientific, and technical services; construction; and retail.

How many small businesses are there in Florida?

There are about 2.5 million small businesses in Florida. They make up 99.8% of all businesses in the state and employ 3.3 million workers, which is about 42.2% of the state’s private-sector workforce, healthcare and social assistance; professional, scientific, and technical services; construction; and retail.

Why Pick Florida for Business?

The state’s favorable business tax structure, government policies, and competitive costs make planning for future growth easy. Florida consistently ranks among the best states for business, thanks to its pro-business state tax policies, competitive cost of doing business, and streamlined regulatory environment.

Florida offers a cost-efficient alternative to other competitive high-tech states. Put simply, land, labor, and capital are more affordable

Best States to Start a Business

Source: WalletHub

Florida Small Business Financing Needs

It is often hard for small business owners to find business capital to hire more staff, expand, upgrade the equipment and software, or consolidate debt. Capital for Business provides the necessary support to those who form the backbone of the U.S. economy by offering short term business loans and long-term loans with flexible terms and rates. 

Capital for Business makes it easy to qualify for any type of business loan in Florida, whether it be an SBA loan, business line of credit, invoice factoring, working capital loans, equipment financing, or a merchant cash advance.

What is the Best Business Loan for Your Small Business?

Whether you are expanding your business, investing in marketing, or advertising, or managing cash flow, it is hard to grow without the right kind of small business financing.

SBA Loans in Florida

SBA 7a loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.

SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.

  • highest loan amounts
  • lowest APRs
  • long repayment periods of up to 25 years
  • lots of available loan types

Bank Term Loans

A business term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere from $30,000 to $500,000

  • $30,000 to $500,000 loan amounts
  • 2-5 year terms
  • Fixed interest rate from 7.99%
  • Monthly repayments

Business Line of Credit in Florida

A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds repeatedly. Having a business line of credit provides you with extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly

  • Receive up to $250k with a business line of credit
  • Business lines of credit rates as low as 6% 
  • Only pay interest on funds drawn
  • Credit is available when needed
  • Nearly every industry-accepted
  • Apply for loans online and link your business information securely

Small Business Loans in Florida

A small business loan from our marketplace of 100+ alternative lenders will enable you to get the capital you need for your business growth. Our high approval rates mean that we say ‘Yes’ when banks say no. Our lending process which takes less than 5 minutes will not affect your fico score and we boast a 24-hour loan approval.

  • Get up to $500k in business funding within 24 hours
  • Factor rates start at 1.15 and interest rates as low as 9.99%
  • Easy business loan application process
  • Flexible financing terms
  • No collateral needed

Working Capital Loan

Working Capital can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited, and perfect credit is not needed. Nearly every industry can get a working capital loan.

Working capital loans are perfect for business owners who need short-term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue or the need to boost inventory.

  • Receive up to $500k in working capital
  • Factor rates as low as 1.15
  • Easy business loan application process
  • Flexible loan repayment
  • 6 to a 24-month loan term

Business Loans for Bad Credit

we have bad credit business funding options for business owners with bad credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.

  • 90% approval rates with business loans for bad credit
  • hassle-free application process
  • All credit scores are considered

Merchant Cash Advance

A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.

  • Receive up to $500k with a merchant cash advance
  • Factor rates as low as 1.15
  • Access to business funding in as little as 24 hours
  • All credit scores are considered
  • Qualify for 85-250% of your monthly credit card sales
  • Repayment based on daily credit card revenue and gross bank deposits
  • All credit scores are considered

Equipment Financing

Are you in the need of new business equipment but do not have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is incredibly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need.

Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.

Invoice Factoring 

At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.

  • Competitive receivable financing rates with same day decisions
  • Improve Cash Flow Without Incurring Debt
  • Factoring Outstanding Receivables up to $2.5 MM

 

 

Business Credit Cards

Business credit cards act as a revolving line of credit and are used for both purchases and payments. Businesses use credit cards with other loan products and are usually used for working capital purposes. Pre-revenue and startup companies can apply and receive these cards also, as well as established companies, of course. The biggest factor for approval is the strength of personal credit.

Product Overview:

  • Up to $150k
  • Rates: interest rates starting at 0% intro rate for the first 6-18 months* and up to 19.99%
  • Repayment: Revolving, credit cards are personal lines of credit.
  • Fees: 3% to 5% origination fees
  • Payments: Low monthly payments
  • No collateral required

Credit Score: Must have a good credit score, at least a 680-fico score, good credit history, and a credit utilization not over 35%. Bad credit is not allowed

No Annual Revenue requirements to apply

  • *not all cards have intro rates in our business credit card network

 

 

 

 

Why should you apply for our small business loans in Florida?

Capital for Business has been serving small businesses for over 15 years and knows what the entrepreneurs value the most. That is why we offer:

  • favorable approval rates.
  • we offer online business loans for small businesses
  • we offer bad or poor credit business loans
  • custom-tailored service with a dedicated loan specialist.
  • reasonable eligibility requirements.
  • flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis.
  • hassle-free application process.
  • same-day approval.

Capital for Business is your reliable small business loan marketplace

Are you looking for ways to get small business financing in Florida? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada. For more than 15 years, we have been helping Florida small businesses grow and develop their companies.

Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.

Take advantage of our small business loans in Florida and bridge your capital shortfall. We are committed to helping you get the business funding you deserve, no matter what!

  • Automotive Repair Shops Financing
  • Commercial Trucks & Trailers Financing
  • Commercial Vehicles Financing
  • Computer Equipment Financing
  • Construction & Contractor Equipment Financing
  • Dental Equipment Financing
  • Farm Equipment Financing
  • Fleet Vehicles Financing
  • Gym Equipment Financing
  • Heavy Construction Equipment Financing
  • Landscaping Equipment Financing
  • Manufacturing Equipment Financing
  • Medical Equipment Financing
  • Office Equipment Financing
  • Printers & Printing Equipment Financing
  • Servers & IT Equipment Financing

How to Get a Business Loan in Florida

OUR FAST BUSINESS LOAN APPLICATION PROCESS

Get Business Funding in as Little as 24 Hours

In just three easy steps, you can access the right financing solution for your business. Our fast application and 24-hour funding process give you the working capital needed to grow your business in no time!

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Complete a single small business loan application. It takes less than 5 minutes.

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The best small business financing options tailored to your business needs.

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Capital for Business makes your small business financing experience fast, simple, and affordable.

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Business Loans for Bad Credit

We understand it takes a lot of courage and initiative to be a business owner and at one point or another your business may need working capital, renovations, or need to expand, the list goes on and on. Having access to capital for your business is important and receiving a business loan for bad credit, regardless of your credit will become vital.

 

 

 

 

 

 

 

 

 

 

section 179 tax deductionsection 179 tax deduction

The Section 179 tax deduction allows businesses to deduct the full cost of assets in the year they are placed in service. Generally, business assets are depreciated over the useful life, which can range from 3 years to 27.5 years. However, with the Section 179 tax deduction, businesses can immediately expense the asset to reduce their taxable income.

 

 

 

 

 

 

 

 

Why Your Business Can’t Make it Without a business LoanWhy Your Business Can’t Make it Without a business Loan

Taking out a business loan can give any business the financial legs to survive their early days after opening. While you may be tempted to go for it without a small business loan, it is in your best interests to get that help to start out so your business has a real chance to succeed.

 

 

 

 

 

 

 

 

 

GET THE SMALL BUSINESS CAPITAL YOU NEED TO AFFORD YOUR DREAMS

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    us that extra boost to make more money. We received the application right away and as soon as I sent it back he worked on a funding solution for our company. We had the money in our account the same day we signed off on the loan. Thank you!!! will recommend.
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