Simple qualification requirements
One year in business
$100,000 in annual revenue
Decent FICO credit score
Are you in the need of new business equipment but don’t have the necessary capital on hand to pay for it? Equipment financing done with Capital for Business is truly simple fast and affordable. We are a top-of-the-line marketplace alternative lender that can provide you with same-day funding to purchase any type of equipment that your business may need. Whether software, heavy construction equipment, vehicles, and much more. You will repay your equipment loan with low monthly payments and we keep the upfront cost minimal to something that your business can afford.
Small Business Financing Options
to Meet Your Industry-Specific needs
At Capital for Business we have helped thousands of businesses nationwide from various different industries achieve their small business financing needs. Finding the right small business funding options, from construction to small retail stores, and regardless of your credit rating with our business loans for bad credit options, we will work with you to find the most flexible terms that are most beneficial to your business.
Industry Specific Equipment Financing
- Automotive Repair Shops Financing
- Commercial Trucks & Trailers Financing
- Commercial Vehicles Financing
- Computer Equipment Financing
- Construction & Contractor Equipment Financing
- Dental Equipment Financing
- Farm Equipment Financing
- Fleet Vehicles Financing
- Gym Equipment Financing
- Heavy Construction Equipment Financing
- Landscaping Equipment Financing
- Manufacturing Equipment Financing
- Medical Equipment Financing
- Office Equipment Financing
- Printers & Printing Equipment Financing
- Servers & IT Equipment Financing
- Restaurant Equipment Financing
Other Small Business Financing Options
What is the Best Business Loan for Your Small Business?
Whether you’re expanding your business, investing in marketing or advertising, or managing cash flow, it’s hard to grow without the right kind of small business financing.
SBA 7(a) loans from $30,000 – $350,000 from the Capital for Business network can be used for debt refinancing and working capital. Working capital includes operational expenses, marketing, hiring, etc. SBA loans can be used to fund new equipment purchases as well.
SBA Commercial Real Estate Loans from $500,000 – $5 million from the Capital for Business network can be used for the purchase or refinance of commercial real estate that is 51% owner-occupied.
Bank Term Loans
A Bank Term loan from lenders in the Capital for Business network is between 2-5 years and loan amounts anywhere from $30,000 to $500,000
- $30,000 to $500,000 loan amounts
- 2-5 year terms
- Fixed interest rate from 7.99%
- Monthly repayments
Business Line of Credit
A business line of credit provided by Capital for Business is based on the revolving credit. That means you can use the funds over and over again. Having a business line of credit provides you with extra flexibility and peace of mind when it comes to injecting money into your daily operations. It helps you avoid downtime and make sure things are running smoothly.
- Receive up to $250k with a business line of credit
- Business lines of credit rates as low as 6% Small Business Loans
Working Capital Loans
A working capital loan can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited and perfect credit is not needed.
Nearly every industry can get a working capital loan. Working capital loans are perfect for business owners who need short-term funding to grow. Working capital loans are simple, fast, and affordable and are designed to help with seasonal shortcomings with revenue, or the need to boost inventory.
Business Loans for Bad Credit
we have small business loans for bad credit options for business owners with bad credit. Bad credit shouldn’t affect your ability to receive a small business loan so our loan advisors take look at your business revenue and potential, rather than your credit score to find alternative lending options for your business.
Merchant Cash Advance
A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Capital for Business utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action. Instead of fixed daily payments, the repayment for an MCA is completely flexible.
- Receive up to $500k with a merchant cash advance
- Factor rates as low as 1.15
- Access to business funding in as little as 24 hours
At Capital for Business, Invoice factoring is a quick and flexible source of funds for businesses that are waiting for outstanding receivables to pay. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. Invoice factoring allows your credit line to grow proportionately with your sales cycle. We can fund as little as $5,000 a month and up to $2.5 million for larger companies.
Business Credit Cards
Business credit cards act as a revolving line of credit and are used for both purchases and payments. Businesses use credit cards with other loan products and are usually used for working capital purposes. Pre-revenue and startup companies can apply and receive these cards also, as well as established companies, of course. The biggest factor for approval is the strength of personal credit.
- Up to $150k
- Rates: interest rates starting at 0% intro rate for the first 6-18 months* and up to 19.99%
- Repayment: Revolving, credit cards are personal lines of credit.
- Fees: 3% to 5% origination fees
- Payments: Low monthly payments
- No collateral required
Credit Score: Must have a good credit score, at least a 680-fico score, good credit history, and a credit utilization not over 35%. Bad credit is not allowed
No Annual Revenue requirements to apply
- *not all cards have intro rates in our business credit card network
Why should you apply for our small business loans?
Capital for Business has been serving small businesses nationwide for over 15 years and knows what the entrepreneurs value the most. That is why we offer:
- favorable approval rates;
- we offer microloans for small business
- we offer bad or poor credit business loans
- custom-tailored service with a dedicated loan specialist;
- reasonable eligibility requirements;
- flexible repayment terms on a daily, weekly, bi-weekly, or monthly basis;
- hassle-free application process;
- same-day approval.
Capital for Business is your reliable small business loan marketplace
Are you looking for ways to get small business financing? Capital for Business is a reliable marketplace lender trusted by thousands of small business owners across the U.S. and Canada.
For more than 15 years, we have been helping small businesses grow and develop their companies. Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make Capital for Business loan an attractive option.
How to get a equipment loan
OUR EASY EQUIPMENT FINANCING APPLICATION PROCESS
Get a equipment loan in as little as 24 hours
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Small Business Financing
Trends and Tactics
Small businesses will encounter financial trouble. It’s just how the business goes sometimes. Managing your expenses can get complicated quickly. Apply these tips to your business and you’ll find your business running smoother than before.
The equipment leasing vs. equipment financing debate can be confusing when trying to determine which option is best for your business or project, but it doesn’t have to be! We will break down the pros and cons of each so you can make an informed decision on what’s right for you.
Types of Eligible Section 179 Assets, the Section 179 qualifying asset rules need to be followed to avoid any issues with the IRS. The IRS clearly lays out which assets qualify for the deduction, and which do not, making it critical you differentiate between the two.
FAQ: Equipment Financing
Equipment financing is the perfect solution for any business looking to buy new equipment but lacks the cash flow to buy it all at once. It offers low monthly payments with no long-term debt, allowing you more flexibility in what kind of purchases your company can afford and helping it grow faster than ever before!
Yes, many small business owners in every industry opt for used equipment.
Equipment leasing: monthly payments that are typically cheaper than equipment financing
Equipment financing: cash upfront with an extended payment plan over time, which typically means more expensive payments.
- Food Trucks
- Construction Equipment
- Industrial Equipment
- Restaurant Equipment
- Fitness and Gym Equipment
- Manufacturing Equipment
- Commercial Truck Financing
- Office Products Financing
- Company vehicles used for transporting goods or employees
- Forklift and Heavy Construction Equipment
Yes, the Section 179 tax deduction allows businesses to deduct the full cost of assets in the year they are placed in service. Generally, business assets are depreciated over the useful life, which can range from 3 years to 27.5 years. However, with the Section 179 tax deduction, businesses can immediately expense the asset to reduce their taxable income.
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